In a NZ forum once I saw a quiz, I can't remember what it was 'said' to be about, but the questions had me paranoid immediately. When I said so in the forum I was laughed at, people were playing along in droves. The questions were, what is your mothers maiden name, what was the name of your first pet, what was the name of the first school you went to, and there were a couple more I can't remember. That has got to be dodgy, a scam. I hear what you are saying - there are some very clever folk out there.