I know that is disappointing, Brenda. OTOH, I can't imagine what it costs for NEHGS to keep up their huge database and keep it online. I think they do their best -- they have in the past had a free set of databases each month, rotating through their large inventory - I think they still do that. Yes, to access any of the data at any time, there is an annual fee, which is still under $90 (I think). I understand that is still not in the reach of many who want to use the data.
Have you checked with a Family History Center near you? Most of the LDS churches have a space dedicated to genealogy, and they pay for access to various databases - I'm pretty sure one is ancestry, and don't know about NEHGS. There is a trade - less convenience and more time consuming, or paying more for unlimited, private access.
I have found that our large Multnomah County library in Portland, Oregon will scan and send me digital copies of NEHGS publications, like TAG, if I can give them a specific date, volume, page # and title, and/or author. So If I know the article I want, and it has not yet been added to the database, I can phone the library.
One great advantage to having a membership is the convenient "print" 'button' on every page, and I can choose either print to paper or download to my computer.
Perhaps you could ask relatives for a group birthday gift one year? It is amazing how much work can get done in a year.
I wish to be encouraging and but don't know your situation.