It is too bad that the x is on Annie's face, but it could be easily removed with photoshop.
She looks like a sophisticated lady. I love her hairstyle, and especially the broach she is wearing.
I bet she would have been an interesting grandmother, and I am sure that you are very interested in her history since she was living in the 1850's.
Whether or not you find the answers to you questions, you have shared a very lovely picture with us - with or without the x, and I would like to thank you.
God Bless, Cherie.