Certainly Rachel must have died before 25 May 1819, since that was the date Robert Montgomery remarried after her death.
Monty Hist Notes
[S948] The Montgomery Family Magazine, Clemens, William Montgomery, (Name: Name: William M Clemens; Location: New York, New York; Date: Jan 1917;;), MontgomeryMagazineVols1and2.pdf 1916-1917.
[S18] U.S. and International Marriage Records, 1560-1900, Yates Publishing, (Name: Name: The Generations Network, Inc.; Location: Provo, UT, USA; Date:2004;;), Database online. Source number: 15835.000; Source type: ElectronicDatabase; Number of Pages: 1; Submitter Code: WAY. Record for Robert Montgomery
[S1062] DAR Ancestor A079075, (Name: Name: Daughters of the American Revolution;;), Samuel Montgomery.
[S614] Notable Southern Families, Armstrong, Zella, (Name: Name: Lookout Publishing Company; Location: Chattanooga, TN; Date:1922;;), Volume V Available on Genealogical.com Disk GPC 7191 The Crockett Family and Connecting Lines also outlined: http://www.palmspringsbum.org/genealogy/showsource.php?sourceID=S484&tree=Legends Also available on ancestry.com . Chapter IV The Montgomery Line
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B > Bohannon | M > Montgomery > Rachel (Bohannon) Montgomery