Jessie was the only daughter of Francis Garth and Lucy Hannah Foxcroft (Lucy died in 1890). Her father's 1941 probate record refers to her as "Jessie Elizabeth Bertram".
Husband is James Highet Bertram (b.1889; d. 15 Jun 1960).
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Sources
Australia Birth Index, 1788-1922 (ancestry.com). Father's Name: Francis Garth, Mother's name: Lucy Hannah Foxcroft Birth Place: Melbourne, Victoria Registration Year: 1888 Registration Place: Victoria Registration Number: 31459.
BDM NZ Marriage Registration Number: 1922/8665, Bride's Given Name(s): Jessie Elizabeth, Bride's Family Name: Garth, Groom's Given Name(s): James Highet, Groom's Family Name: Bertram. https://www.bdmhistoricalrecords.dia.govt.nz
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DNA Connections
It may be possible to confirm family relationships with Jessie by comparing test results with other carriers of her ancestors' mitochondrial DNA.
However, there are no known mtDNA test-takers in her direct maternal line.
It is likely that these autosomal DNA test-takers will share some percentage of DNA with Jessie: