The birth and death year dates are taken from a black and white photo in Sananda Lal Gosh's book, with the specific dates 12 April 1853 and 1 August 1942 on p.72. Bhagabati was the eldest son of Ishan Chandra Ghosh, a school-teacher in the village of Ichapur, Bengal, who died of smallpox, leaving his son to care for his widowed mother and younger siblings. He managed to get a full-tuition scholarship at Hooghly Collegiate School and taught himself English by studying the pages of an English newspaper and committing to memory an entire English dictionary! He obtained a perfect score in mathematics and passed his college entrance exams, but could not raise the necessary funds to continue his education.
He moved to Calcutta in 1871. After getting by doing some tutoring he finally got a job with the Public Works Department of the Indian Government as an Assistant Accountant and was posted to east-central Bihar on 31 December, 1873. He married Gyana in Calcutta and returned to Rangoon (Burma was a province of India then) where he had taken a posting on 16 April 1875 to get more money to send his brother Sarada to Law College.
Their first son Ananta was born there, and while there Bhagabati passed his accounting examination, which led to him being transferred to the PWD Office of the Government Examiner of Railway Accounts in Saharanpur, where his posting began on 7 April 1885. His two eldest daughters were born in Muzaffarpur, Bihar after another transfer on 10 October 1886. Four years later he was transferred to Gorakhpur from 16 October 1890, rising through the 'ranks'.
Soon after, Bhagabati had his first 'encounter' with Lahiri Mahasaya (1828-1895), leading to Kriya Yoga initiation together with his wife, who was expecting "Mejda", at Banaras, which is 100 miles south of Gorakhpur. Sananda was delivered in the same room as Mejda five years later on 13 March 1898. Bhagabati was transferred from Gorakhpur to Lahore, Punjab, where the head office of the North-Western Railway was, as Deputy Examiner in the Office of the Government Examiner of Railway Accounts on 24 November 1902. Two year later they moved to Bareilly in north India in what is now the state of Uttar Pradesh. In April 1906 he was transferred to Chittagong, and then we moved again to Calcutta, arriving there on 2 July 1906, where he retired from Government service on a pension on 19 June 1907, but took private employment with the Bengal-Nagpur Railway. He was able to purchase a house they had been renting at 4 Garpar Road on 25 July 1919 when it came up for sale. He officially retired from the Bengal-Nagpur Railway on 23 December, 1920. He passed away on 1 August 1942 aged 89.
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