Margaret was born in 1883, the daughter of Donald McRae and Bessie Chapple. [1]
In 1904 in Victoria, she married Albert Edward Lay (1878-1963). [2] Her name was recorded as "Annie Margaret McRae.
They had 3 or more children...
Albert died in 1963.
Margaret passed away in 1970, aged 87 [87y 0m 12d]. [3]
She was buried in the Foster Cemetery.
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