Throughout his life Tom worked as a sawyer and orchardist in the Pennant Hills region of north west Sydney. Tom and his family were active members of the Wesleyan Chapel at Pennant Hills (now Cherrybrook Uniting Church).
Tom married Ellen Pearce, daughter of former convicts Aaron Pearce and Ellen Clarke nee Holland, on 29th December 1860 in St John's Church of England, Parramatta, New South Wales. Aaron owned 600 acres of land at the junction of South Colah and Lane Cove Roads (now Pacific Highway), popularly known as Pearce's Corner. Ellen brought four children to the marriage from her previous marriage. They had a further six children together:
Following Ellen's death in 1878, Tom married again, to Sarah Mitchell. They married in 1880 at Newcastle, New South Wales. Ellen had been widowed twice in the space of eleven years and brought three daughters to the marriage. Tom and Sarah had a further two children together:
Tom was active as a member of a committee that founded the horse racing club at Pennant Hills towards the end of the century. But Tom's Pennant Hills was changing rapidly. Within twenty years the orchards would be gone and replaced by housing: suburbia.
Having lost his second wife in 1904, Tom lived in happy widowhood until 7th April 1925. He passed away at home, but his home address had been re-named to Thornleigh. He is buried not far from his second wife, Sarah, in the Pennant Hills Wesleyan churchyard. Tom's epitaph reads quite simply, "Life's work well done". Tom Pollard was survived by five of his children and 33 grandchildren.
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