In 1861 he was living in High Street, Rattlesden with his father Jeremiah, a widower, and his two brothers Albert and Herbert 
1.) Herbert married Martha Ann Binns in Oldham in 1878. 
1881 England Census, Herbert worked as an Iron worker and lived at 5 Mortimer Street in Lancashire, England with his wife Martha and family. 
2.) Herbert married Margaret Jane Ball in 1887.
1891 England Census shows Herbert with wife Margaret, children Spencer, Percy, Pamley and his mother, Margaret.  Three more children followed: Eva, May, and Florence.
3.) In 1901 Herbert was working as a plate and machine labourer, and boarding with him was Annie Glossop. Herbert married Annie Maria Glossop in Oldham in 1902 
1911 England Census Herbert lived at18 Melrose St Oldham Lanc. England. He is a widowed now. 
↑Marriage to Margarite Jane Ball:Name: Margarite Jane Ball; Event Type: Marriage; Event Place: Oldham, Lancashire, England; Registration District: Oldham; County: Lancashire; Registration Quarter: Apr-May-Jun; Registration Year: 1887; Volume: 8D; Page: 837; Affiliate Line Number: 349; Possible Spouse: Mary Dronsfield; Possible SpouseX: Herbert Ruchard; Possible SpouseXX: Fred Smallwood. "England and Wales Marriage Registration Index, 1837-2005," database, FamilySearch (https://familysearch.org/ark:/61903/1:1:2DYD-SVB : 13 December 2014), Margarite Jane Ball, 1887; from "England & Wales Marriages, 1837-2005," database, findmypast (http://www.findmypast.com : 2012); citing 1887, quarter 2, vol. 8D, p. 837, Oldham, Lancashire, England, General Register Office, Southport, England.
↑1891 census:Herbert Punchard, Head, M, 33, Suffolk, England; Margaret J Punchard, Wife, F, 29, Cumberland, England; Spencer Punchard, Son, M, 10, Lancashire, England; Percy Punchard, Son, M, 2, Lancashire, England; Pamela Punchard, Daughter, F, 0, Lancashire, England; Margaret Punchard, Mother In Law, F, 46, Cumberland, England. "England and Wales Census, 1891," database with images, FamilySearch (https://familysearch.org/ark:/61903/1:1:QTQ6-7ZM : 11 December 2017), Herbert Punchard, Oldham, Lancashire, England; from "1891 England, Scotland and Wales census," database and images, findmypast (http://www.findmypast.com : n.d.); citing PRO RG 12, Lancashire county, subdistrict, The National Archives of the UK, Kew, Surrey.