If you had read all of my post or all of this thread, you would have seen that I have already addressed that issue
A past congress had passed GINA (google it)
GINA is the law that prohibits congress from using DNA to underwrite health insurance.
Unfortunately whatever congress does can be undone by a subsequent congress, or simply be ignored by an administation, such as the case with Clinton Sherman Antitrust act and the Telecommunications act.
Situation compounded by a congress that is freely bought by "donors", such as the case of the 115th United States Congress, the best that money can buy, and AHIP has a lot of money to bestow on politicians and their campaigns.
I know, I know no politics here, but this is not politics, as it is non partisan, but fact.